57頁
摘要
在市場經(jīng)濟條件下，商業(yè)銀行經(jīng)營面臨風險是一種普遍現(xiàn)象。風
險管理則成為商業(yè)銀行經(jīng)營管理的重要組成部分。由于商業(yè)銀行是以
金融資產(chǎn)與金融負債為經(jīng)營對象的特殊企業(yè)，商業(yè)銀行的經(jīng)營活動無
疑是財務(wù)活動，商業(yè)銀行的經(jīng)營管理實質(zhì)上是財務(wù)管理。因此，商業(yè)
銀行風險管理也是財務(wù)管理的一部分。
財務(wù)風險是財務(wù)活動(資金運動)過程中的風險。商業(yè)銀行財務(wù)
風險產(chǎn)生于財務(wù)運動過程中的各個環(huán)節(jié)，表現(xiàn)為資本風險、資產(chǎn)質(zhì)量
風險、流動性風險、利率和匯率風險以及表外業(yè)務(wù)風險等各種風險形
式。本文采用國際上通常的分類方法對財務(wù)風險進行分類并對各種財
務(wù)風險提出相應(yīng)的管理措施。
本文首次運用財務(wù)的視角來審視商業(yè)銀行的經(jīng)營活動，結(jié)合現(xiàn)代
財務(wù)理論和風險管理論以探討商業(yè)銀行財務(wù)風險管理，提出財務(wù)風險
管理是商業(yè)銀行財務(wù)管理的核心的基本觀點。
關(guān)鍵詞:財務(wù)、財務(wù)風險、風險管理、財務(wù)管理
導(dǎo)論···················································································
第一節(jié)研究的意義及現(xiàn)狀···············································
一、研究意義·························································
止、研究現(xiàn)狀·························································
第二節(jié)本文的基本理論觀點··········································
一、商業(yè)銀行財務(wù)及財務(wù)管理的含義···························
二、商業(yè)銀行財務(wù)管理的目標、內(nèi)容和核心··················
二、商業(yè)銀行財務(wù)風險及其分類····························，····
四、商業(yè)銀行財務(wù)管理在商業(yè)銀行經(jīng)營管理l}，的作川······
第一二}丁本文土要內(nèi)容及創(chuàng)新··········································
一木文的一1萬要內(nèi)爺補···············································
一本文的一1三要創(chuàng)新················································
第草資本風險竹理·····················································.···
第一竹概述·······························································
一、
商業(yè)銀行資本的本質(zhì)一一}};1針意義_l幾的資本············
一、商業(yè)銀行資本的構(gòu)成··········································
第二竹國際銀行業(yè)資本要求及我國lnj業(yè)銀行資木狀況分析····
一、國際銀行業(yè)資本要求···········································
一、我國商業(yè)銀行資本狀況分析··································
第三竹強化資本管理，化解資木風險·······························
一、國家財政注資····················································
一、商業(yè)銀行內(nèi)部融資··············································
三、發(fā)行次級債券····················································
四、引入戰(zhàn)略投資者和土市融資··································
第二章資產(chǎn)質(zhì)量風險管理···············，··············，·····················
第一竹商業(yè)銀行資產(chǎn)業(yè)務(wù)概述········································
一、商業(yè)銀行資產(chǎn)業(yè)務(wù)的含義·····································
一、商業(yè)銀行資產(chǎn)業(yè)務(wù)類型········································
第二l生商業(yè)銀行資產(chǎn)質(zhì)星評估體系及質(zhì)盡
.
分析····················
一、商業(yè)銀行資產(chǎn)質(zhì)量評估體系··································
止、我國商業(yè)銀行資產(chǎn)質(zhì)星分析··································
第二竹加強資產(chǎn)質(zhì)量風險管理的措施································
一、做好合理的財務(wù)安排，消化存城不良資產(chǎn)····，···········
點、健全內(nèi)控制度，控制新增資產(chǎn)的質(zhì)址風險················
二、做好新增資產(chǎn)的投資決策·····································
第二章流動性風險管理··············································，········
第
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幾
竹概論·······················································，········
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{!一么是商業(yè)銀行的流動側(cè)···············，·····················
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