淺析我國(guó)私營(yíng)企業(yè)融資問題

摘   要

本文以私營(yíng)企業(yè)的融資為研究對(duì)象，從金融體制和私營(yíng)企業(yè)行為兩個(gè)角度，分析和研究了私營(yíng)企業(yè)的融資渠道，并對(duì)進(jìn)一步改善私營(yíng)企業(yè)融資環(huán)境和融資行為提出了自己的想法。通過本文的研究，達(dá)到兩個(gè)目的：一是對(duì)分析現(xiàn)有的私營(yíng)企業(yè)融資渠道的特征、障礙，從而揭示民營(yíng)企業(yè)現(xiàn)有融資行為的原因；二是尋求優(yōu)化私營(yíng)企業(yè)融資渠道的方法。

關(guān)鍵詞：
私營(yíng)企業(yè)；優(yōu)化；融資渠道

Abstract
In this paper, to private enterprises for financing the study, from the financial system and private enterprises of the two acts point of view, analysis and study of the financing channels for private enterprises and private enterprises to further improve the financing environment and financing acts of his own ideas. In this paper, through research, serves two purposes: First, the analysis of the existing financing channels for private enterprises of the characteristics of the obstacles to private enterprises so as to reveal the reasons for the current financial behavior; The second is to seek to optimize the financing channels for private enterprises.

Key words：
Private; optimized; financing channels

目   錄

引  言 1
第一章    導(dǎo)  論 2
1.1問題的提出 2
1.1.1私營(yíng)企業(yè)發(fā)展現(xiàn)狀 2
1.1.2私營(yíng)企業(yè)融資中面臨的主要問題及其緊迫性 2
1.2國(guó)內(nèi)研究現(xiàn)狀 3
1.3本文探討的主要問題及其方法 4
第二章    我國(guó)私營(yíng)企業(yè)融資現(xiàn)狀分析 6
2.1項(xiàng)目融資的現(xiàn)狀及問題 6
2.2企業(yè)債券融資的現(xiàn)狀及問題 6
2.3股權(quán)上市融資的現(xiàn)狀及問題 7
2.3.1國(guó)內(nèi)上市 8
2.3.2海外上市 8
2.3.3股權(quán)上市融資存在的主要問題 10
2.4國(guó)內(nèi)銀行貸款現(xiàn)狀及問題 13
第三章 優(yōu)化私營(yíng)企業(yè)融資渠道的對(duì)策建議 16
3.1強(qiáng)化金融機(jī)構(gòu)在私營(yíng)企業(yè)融資中的主導(dǎo)作用 16
3.1.1轉(zhuǎn)變銀行信貸中所有制歧視的傳統(tǒng)觀念 16
3.1.2發(fā)展私營(yíng)中小金融機(jī)構(gòu) 17
3.1.3完善企業(yè)信用擔(dān)保制度 19
3.1.4積極發(fā)揮非銀行金融機(jī)構(gòu)輔助功能 20
3.2拓展直接融資渠道 21
3.2.1推動(dòng)私營(yíng)企業(yè)的股權(quán)與債權(quán)融資 21
3.2.2大力發(fā)展產(chǎn)業(yè)投資基金 22
結(jié)束語 24
參考文獻(xiàn) 25
致  謝 26