我國(guó)影子銀行的發(fā)展現(xiàn)狀及風(fēng)險(xiǎn)監(jiān)管

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目錄
摘要................................................................................... ....................1-2
第1章 影子銀行的概述..........................................................................................3-5
1.1影子銀行基本概念..........................................................................................3-4
1.2 影子銀行的特征..............................................................................................4
1.3 影子銀行的構(gòu)成………………………………………………………………4-5
第2章 我國(guó)影子銀行的發(fā)展現(xiàn)狀.............................................................................6-9
2.1 我國(guó)影子銀行的規(guī)模........................................................................... .........6
2.2我國(guó)影子銀行的主要類型..............................................................................6-8
2.3我國(guó)影子銀行的分布狀況..............................................................................8-9
2.4 我國(guó)影子銀行的特點(diǎn).....................................................................................9
第3章 我國(guó)影子銀行的影響...................................................................................10-12
3.1 我國(guó)影子銀行發(fā)展帶來的機(jī)遇....................................................................10-11
3.1.1 有利于利率市場(chǎng)化.................................................................................10
3.1.2 豐富融資渠道，滿足中小企業(yè)融資需求.............................................10
3.1.3 充分利用社會(huì)閑散資金，優(yōu)化貨幣資源配置....................................10-11
3.1.4 積累金融監(jiān)管的經(jīng)驗(yàn)............................................................................11
3.2 影子銀行發(fā)展造成的不良影響 ..................................................................11-12
3.2.1 削弱貨幣政策效果.........,........................................... ................ …….11
3.2.2 增大金融風(fēng)險(xiǎn).........,........................................... ................ .................11-12
3.2.3 難以有效促進(jìn)經(jīng)濟(jì)的增長(zhǎng).................................................................... 12
第4章 關(guān)于加強(qiáng)我國(guó)影子銀行監(jiān)管的政策措施................................. ...............13-15
4.1 建立宏觀審慎金融監(jiān)管體系.................................. ................ ..... ………...13-15
4.1.1 明確監(jiān)管主體…………………………………………………………..13
4.1.2 監(jiān)管方法及原則………………………………………………………..13-14
4.1.3 進(jìn)一步健全有關(guān)監(jiān)管法規(guī)......................................................................14
4.1.4 實(shí)施影子銀行信息披露機(jī)制............................... ................ ................14-15
4.2 加強(qiáng)金融機(jī)構(gòu)自身的風(fēng)險(xiǎn)管理.......................................................................15
4.2.1 非銀行金融機(jī)構(gòu)增強(qiáng)風(fēng)險(xiǎn)防范意識(shí)和能力………..... .... ....................15
4.2.2 完善影子銀行內(nèi)控機(jī)制……………………………………………….15
4.2.3實(shí)體銀行與影子銀行間建立防火墻,防止風(fēng)險(xiǎn)傳染... .... ..................15
4.3 建立影子銀行風(fēng)險(xiǎn)預(yù)警機(jī)制…………………………………………………15-16
4.4加快推進(jìn)金融改革和金融創(chuàng)新.......................................................................16
參考文獻(xiàn)…………………………………………………………………………17-18


摘要：近年來，影子銀行受到了廣泛關(guān)注。我國(guó)的影子銀行業(yè)務(wù)開始發(fā)展起來,對(duì)經(jīng)濟(jì)產(chǎn)生了重大影響。本文在對(duì)影子銀行的基本概念、特征進(jìn)行介紹的基礎(chǔ)上，分析了我國(guó)影子銀行各方面的發(fā)展?fàn)顩r，包括種類、規(guī)模、地區(qū)分布等，明確影子銀行對(duì)我國(guó)經(jīng)濟(jì)產(chǎn)生的雙重影響，最后提出合理建議，認(rèn)為應(yīng)當(dāng)完善相關(guān)法律法規(guī)，明確影子銀行的信息披露義務(wù)，推進(jìn)金融改革和創(chuàng)新。
關(guān)鍵詞：影子銀行、風(fēng)險(xiǎn)、金融監(jiān)管


The development status quo of China’s shadow banking and risk regulation
Abstract: In recent years, the shadow banking system has received the widespread attention. Shadow banking business began to grow in our country, has a significant impact on the economy. Based on the basic concept and characters of the shadow banking is introduced on the basis of the analysis of the development in all aspects of the shadow banking in our country, including the type, size, region distribution, etc., clear shadow banking dual influence on our country's economy, finally put forward reasonable Suggestions, think should perfect relevant laws and regulations, clear shadow banking information disclosure obligation, to promote financial reform and innovation.
Key words：shadow banking ,risk ,financial regulation