數(shù)理統(tǒng)計(jì)在現(xiàn)代家庭生活理財(cái)中的應(yīng)用

摘要：近年來(lái)，隨著改革開(kāi)放的不斷加深，經(jīng)濟(jì)的飛速發(fā)展，我國(guó)人民的生活水平已經(jīng)有了很大的提高.在滿足日常生活需要的同時(shí)，人們手中也逐漸有了剩余資金.為此，利用自己所擁有的剩余資金進(jìn)行進(jìn)一步投資賺取額外收入也就成了每個(gè)人的愿望，理財(cái)因此也成了人們?nèi)粘Ｉ钪械臒衢T(mén)話題.現(xiàn)實(shí)生活中關(guān)于家庭理財(cái)?shù)男畔①Y料雖然不少，但大多數(shù)資料基本上都是為某個(gè)或某類理財(cái)產(chǎn)品進(jìn)行廣告宣傳，帶有比較大的蒙蔽性.此外，關(guān)于家庭理財(cái)?shù)馁Y料在種類和內(nèi)容上比較繁雜，對(duì)與非專業(yè)人士來(lái)講在選擇上就有些困難.本文將針對(duì)一般投資者所遇到的問(wèn)題進(jìn)行探討,從數(shù)理統(tǒng)計(jì)的角度對(duì)投資收益和投資風(fēng)險(xiǎn)進(jìn)行分析,提供投資分配方案以供一般投資者參考使用.
關(guān)鍵詞：數(shù)理統(tǒng)計(jì)應(yīng)用;家庭理財(cái);理財(cái).

The Application of Mathematical Statistic in Modern Family Life Managing Finances

Abstract：In recent years, with the continuous deepening of reform and opening, the rapid economic development, The people's standard of living have been greatly improved in our country. To fulfil the needs of daily life, people have gradually the surplus funds. Therefor, using their surplus funds to earn additional income become everyone's desire, financial management so people has become a pop topic in daily life. Although information of true-life family managing finances is many, the most of the information is basically advertising for a certain types of financial products, with a larger fool property. In addition, the information of family managing finances in the type and content is comparatively miscellaneous, so that it is difficult for nonprofessional investor to select the information. This paper will explore to the problems encountered by general investors, and analyse investment income and investment risk follow perspective of mathematical statistics, and to provide investment allocation scheme for general investors of the use of reference.

Key words: Application of mathematical statistics;Family financial management;Financial management