（64頁(yè)）摘要
本文通過(guò)對(duì)我國(guó)金融機(jī)構(gòu)進(jìn)行調(diào)查研究后指出，傳統(tǒng)金融業(yè)務(wù)的風(fēng)險(xiǎn)在網(wǎng)上
銀行業(yè)務(wù)中仍然存在，傳統(tǒng)的金融風(fēng)險(xiǎn)管理理論仍然適用于網(wǎng)上銀行。但是，網(wǎng)
上銀行的安全性、效率性和跨國(guó)界性等屬性又使其具有獨(dú)特的風(fēng)險(xiǎn)特征。本文通
過(guò)對(duì)網(wǎng)上銀行的三大主要風(fēng)險(xiǎn)—操作風(fēng)險(xiǎn)、信譽(yù)風(fēng)險(xiǎn)和法律風(fēng)險(xiǎn)的表現(xiàn)形式、
特征和成因分析，結(jié)合各種案例，提出了較為詳盡的風(fēng)險(xiǎn)防范措施。此外，提出
了加強(qiáng)風(fēng)險(xiǎn)管理和金融監(jiān)管的具體措施。
關(guān)鍵詞:網(wǎng)上銀行;風(fēng)險(xiǎn)防范;金融監(jiān)管
目錄
前言···················································································
1網(wǎng)上銀行的概述·······························································
1.1我國(guó)網(wǎng)上銀行發(fā)展的現(xiàn)狀及存在問(wèn)題·······························
1.2網(wǎng)上銀行風(fēng)險(xiǎn)與傳統(tǒng)銀行風(fēng)險(xiǎn)的關(guān)系·······························
2網(wǎng)上銀行操作風(fēng)險(xiǎn)防范······················································
2.1網(wǎng)上銀行操作風(fēng)險(xiǎn)的表現(xiàn)形式·······································
2.2網(wǎng)上銀行操作風(fēng)險(xiǎn)的成因分析·······································
2.3網(wǎng)上銀行操作風(fēng)險(xiǎn)的防范策略·······································
3網(wǎng)上銀行信譽(yù)風(fēng)險(xiǎn)防范······················································
3.1網(wǎng)上銀行信譽(yù)風(fēng)險(xiǎn)的表現(xiàn)形式·······································
3.2網(wǎng)上銀行信譽(yù)風(fēng)險(xiǎn)的成因分析·······································
3.3網(wǎng)上銀行信譽(yù)風(fēng)險(xiǎn)的防范策略·······································
4網(wǎng)上銀行法律風(fēng)險(xiǎn)防范······················································
4.1網(wǎng)上銀行的法律保障與安全防范····································
4.2網(wǎng)上銀行法律風(fēng)險(xiǎn)的防范策略·······································
5網(wǎng)上銀行業(yè)務(wù)風(fēng)險(xiǎn)管理的程序·············································
5.1制定技術(shù)應(yīng)用計(jì)劃·······················································
5.2決定技術(shù)實(shí)施措施·······················································
5.3對(duì)風(fēng)險(xiǎn)的度量和監(jiān)控········，···········································
6網(wǎng)上銀行風(fēng)險(xiǎn)的外部監(jiān)管···················································
6.1外部監(jiān)管理論的應(yīng)用·······?！ぁぁぁぁぁぁぁぁぁぁぁぁぁぁぁぁぁぁぁぁぁぁぁぁぁぁぁぁぁぁぁぁぁぁぁぁぁぁぁぁぁぁぁ?br>6.2對(duì)網(wǎng)上銀行進(jìn)行監(jiān)管的必要性········································
6.3對(duì)我國(guó)網(wǎng)上銀行進(jìn)行監(jiān)管的建議·····································
結(jié)論···················································································
注釋···················································································
參考文獻(xiàn)·············································································
附錄:網(wǎng)上銀行風(fēng)險(xiǎn)的內(nèi)容、表現(xiàn)、影響及風(fēng)險(xiǎn)管理措施一覽表···············
致謝···················································································