次貸解決之道：當(dāng)今全球經(jīng)濟(jì)危機(jī)的源起及對策[外文翻譯]
The Subprime Solution: how today's global financial crisis happened, and what to do about it
內(nèi)包含中文翻譯和英文原文，內(nèi)容完善，建議下載閱覽。

①中文頁數(shù)6

中文字?jǐn)?shù)5189

②英文頁數(shù)8

英文字?jǐn)?shù)13324

③ 摘要
迄今為止，全世界都了解了關(guān)于次貸市場所存在的問題，它于2007在美國初現(xiàn)端倪，然后迅速蔓延到全球。從上世紀(jì)90年代后期開始，住房價(jià)格迅速上升，投資房產(chǎn)似乎成為了資產(chǎn)保值，甚至走向財(cái)富的必然途徑。
在美國的各個(gè)地域、各個(gè)年齡人群、各個(gè)種族、各個(gè)不同收入群體的人們中，其住房自有率從1997年—2005年，一直處去上升階段。根據(jù)美國的人口普查顯示，在這個(gè)時(shí)期，住房自有率從65.7%上升到了68.6%（這表示住房自有率至少以4.4%的增幅在上升）。對于那些年齡處在35歲以下的、中低收入的以及西班牙裔和黑人們，這種增幅都是整個(gè)西方最大的。


By now the whole world has heard the story of the problems in the subprime mortgage market, which began to show up in the United States in 2007 and then spread around the world. Home prices and homeownership had been booming since the late1990s, and investing in a house had seemed a sure route to financial security and even wealth.
U.S. homeownership rates rose over the period 1997–2005 for all regions, all age groups, all racial groups, and all income groups. According to the U.S. Census, the homeownership rate increased from 65.7% to 68.6% (which represents at least a 4.4% increase in the number of owner-occupied homes) over that period. The increases in homeownership were largest in the West, for those under the age of 35, for those with below-median incomes, and for Hispanics and blacks.


④關(guān)鍵字 市場/ market