xx集團(tuán)財(cái)務(wù)風(fēng)險(xiǎn)及其應(yīng)對策略

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摘要 隨著我國經(jīng)濟(jì)的持續(xù)發(fā)展和社會(huì)消費(fèi)結(jié)構(gòu)的調(diào)整，社會(huì)公眾對商品住宅的需求不斷增長，導(dǎo)致房地產(chǎn)開發(fā)不斷升溫，許多投資者被較高的投資回報(bào)率所吸引，紛紛斥資進(jìn)入房地產(chǎn)市場。但是，房地產(chǎn)行業(yè)是典型的資金密集型的高風(fēng)險(xiǎn)行業(yè)，因此，在國際經(jīng)濟(jì)大背景下和國內(nèi)經(jīng)濟(jì)、法律、政策等環(huán)境的影響下，房地產(chǎn)行業(yè)想要獲得發(fā)展，就必須要認(rèn)識到本行業(yè)所特有的財(cái)務(wù)風(fēng)險(xiǎn)，加強(qiáng)自身在國際和國內(nèi)市場上持續(xù)經(jīng)營和盈利的能力。
本文分別從償債能力、盈利能力、營運(yùn)能力和成長能力四個(gè)方面對金地集團(tuán)設(shè)置了財(cái)務(wù)風(fēng)險(xiǎn)評價(jià)指標(biāo)；繼而用償債能力評價(jià)了金地集團(tuán)的籌資風(fēng)險(xiǎn)，用盈利能力和成長能力的相關(guān)指標(biāo)評價(jià)了金地集團(tuán)的投資風(fēng)險(xiǎn)，用營運(yùn)能力評價(jià)了金地集團(tuán)的資金回收風(fēng)險(xiǎn)，用盈利能力的相關(guān)指標(biāo)評價(jià)了金地集團(tuán)的利潤分配風(fēng)險(xiǎn)，發(fā)現(xiàn)金地存在著由權(quán)益凈利率和凈利潤增長率直線下降而可能引發(fā)的投資風(fēng)險(xiǎn)；由于庫存壓力和銷售增長率突然放緩所帶來的資金回收風(fēng)險(xiǎn)等。

關(guān)鍵詞：金地集團(tuán) 財(cái)務(wù)風(fēng)險(xiǎn) 評價(jià)指標(biāo) 應(yīng)對策略

Financial Risk of Gemdale Corporation and Corresponding Measures
Abstract With the continuous development of China’s economies and the adjustment of structure of consumption,the public’s demands for commodity residential house is rising,which results in the real estate markets beginning warming up.Therefore,the increasing number of investors are attracted by the high level of return on investment of the real estate markets,they are keen to enter into this market.However,the real estate enterprises are the typical market that characterizes in intensive capital and high level of risk.Therefore,under the background of international economies and the impact of national environment of economies,legal and policies,the real estate enterprises can only develop by recognizing the special financial risks around them,furthermore,the real estate enterprises must gain the ability to improve themselves to continuously operate and earn revenue in the international and national markets.
In this paper,financial risk eva luation ratios are set in the respect of debt paying ability,profit earning power,operation capability and development ability.Then,ratios of debt paying ability are used to eva luate Gemdale Corporation’financing risk,relevant ratios of profit earning power and development ability are used to eva luate Gemdale Corporation’s investment risk,ratios of operation capability are used to eva luate Gemdale Corporation’s capital recovery risk,relevant ratios of profit earning power are used to eva luate Gemdale Corporation’s profit distribution risk, find that Gemdale Corporation has the potential investment risk due to the fact that return on equity and net profit growth rate are falling,capital recovery risk as a result of overstock and unhealthy sales growth rate. Finally,relevant measures to solve the financing risk,investing risk,capital recovery risk and profit distribution risk will be put up.
Key words:Gemdale Corporation financial risk eva luation ratios corresponding measures

目 錄
引 言 1
第一章 財(cái)務(wù)風(fēng)險(xiǎn)概述 2
1.1 財(cái)務(wù)風(fēng)險(xiǎn)的定義 2
1.2 財(cái)務(wù)風(fēng)險(xiǎn)的表現(xiàn) 2
1.3 財(cái)務(wù)風(fēng)險(xiǎn)的成因 3
第二章 金地集團(tuán)財(cái)務(wù)風(fēng)險(xiǎn)評價(jià)指標(biāo)設(shè)置 5
2.1 金地集團(tuán)簡介 5
2.2 金地集團(tuán)財(cái)務(wù)風(fēng)險(xiǎn)評價(jià)指標(biāo) 5
2.2.1 籌資風(fēng)險(xiǎn)評價(jià)指標(biāo) 6
2.2.2  投資風(fēng)險(xiǎn)評價(jià)指標(biāo) 6
2.2.3 資金回收風(fēng)險(xiǎn)評價(jià)指標(biāo) 7
2.2.4  利潤分配風(fēng)險(xiǎn)評價(jià)指標(biāo) 7
第三章 金地集團(tuán)財(cái)務(wù)風(fēng)險(xiǎn)評價(jià) 9
3.1 籌資風(fēng)險(xiǎn) 9
3.2 投資風(fēng)險(xiǎn) 11
3.2.1 盈利能力分析 11
3.2.2  成長能力分析 12
3.3 資金回收風(fēng)險(xiǎn) 13
3.4 利潤分配風(fēng)險(xiǎn) 14
3.5 綜合評價(jià) 15
第四章 金地集團(tuán)財(cái)務(wù)風(fēng)險(xiǎn)應(yīng)對策略 18
4.1 建立多元化的融資渠道 18
4.2 采用投資分散策略分散財(cái)務(wù)風(fēng)險(xiǎn) 18
4.3 積極緩解庫存壓力 18
4.4 充分利用市場機(jī)遇擴(kuò)大銷售 18
4.5 加強(qiáng)資金管理 19
4.5.1 加強(qiáng)預(yù)算管理 19
4.5.2 加快資金的周轉(zhuǎn)提高資金使用效率 19
4.6 調(diào)整收益分配政策 20
結(jié)束語 21
致謝 22
參考文獻(xiàn) 23