村社會(huì)養(yǎng)老保險(xiǎn)的現(xiàn)狀及對(duì)策研究

頁(yè)數(shù) 11 字?jǐn)?shù) 9299

摘要：農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)是政府的一項(xiàng)重要社會(huì)政策，是我國(guó)農(nóng)村社會(huì)保障制度的重要組成部分。但隨著農(nóng)村經(jīng)濟(jì)體制的改革、農(nóng)村計(jì)劃生育政策的落實(shí)、人口老齡化進(jìn)程的加速，客觀上增加了建立并完善農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)制度的需求，它是農(nóng)民享有國(guó)民待遇的體現(xiàn)。作為一種正在完善中的保障制度，其關(guān)鍵就在于解決目前存在的影響農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)工作開(kāi)展的各種問(wèn)題。本文就是從建立該項(xiàng)制度的重要性入手，分析了農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)的現(xiàn)狀，并著重就具體問(wèn)題的改革措施進(jìn)行了相應(yīng)的探討。

關(guān)鍵詞：養(yǎng)老保險(xiǎn),基金管理,個(gè)人賬戶,籌資標(biāo)準(zhǔn),風(fēng)險(xiǎn)防范

Abstract: The social endowment insurance in the countryside is an important and social policy of the government, and a great part of the society guarantees in our country. But along with the reformation of the economic system in the countryside, the implementation of the birth control policy also in the countryside, the acceleration of the process to age of a society. Objectively it increases the need of establishing and perfecting the system, which give expression to the citizen’s treatment that the peasants possess. As a social endowment insurance that is to be perfected, the key consists in opening the way for the solutions to every kind of problem. This text is based from the importance of establishing the system. Then it analyzes the present condition of the work, and finally combines to place great emphasis on the concrete problems of the reforming measure.

Key words: endowment insurance fund management personal bank account the standard of raising money risk against

目 錄
引言……………………………………………………………………………………………1
1建立農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)的重要性 ……………………………………………………1
1.1建立農(nóng)村養(yǎng)老保險(xiǎn)是農(nóng)民享有國(guó)民待遇的體現(xiàn)………………………………………1
1.2建立農(nóng)村養(yǎng)老保險(xiǎn)是農(nóng)村經(jīng)濟(jì)體制改革的需要………………………………………1
1.3建立農(nóng)村養(yǎng)老保險(xiǎn)是落實(shí)計(jì)劃生育政策的保證………………………………………1
1.4人口老齡化進(jìn)程的加速增大了對(duì)農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)的需求…………………………1
2農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)的現(xiàn)狀………………………………………………………………2
2.1農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)制度本身存在的問(wèn)題……………………………………………2
2.2農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)工作在執(zhí)行過(guò)程中出現(xiàn)的問(wèn)題……………………………………3
3建立和完善農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)的具體對(duì)策…………………………………………4
3.1加快立法步伐、完善社會(huì)保險(xiǎn)體系………………………………………………………4
3.2完善個(gè)人賬戶積累模式…………………………………………………………………4
3.3合理確定農(nóng)村養(yǎng)老保險(xiǎn)基金的籌資標(biāo)準(zhǔn)和方法………………………………………5
3.4加強(qiáng)農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)的管理與監(jiān)督…………………………………………………5
3.5拓寬渠道以保證農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)基金的保值增值…………………………………5
3.6加強(qiáng)農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)機(jī)構(gòu)、專業(yè)隊(duì)伍建設(shè)……………………………………………6
3.7加大宣傳力度提高各級(jí)領(lǐng)導(dǎo)和廣大農(nóng)民對(duì)農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)工作的認(rèn)識(shí)6
3.8加強(qiáng)法制化，約束子女進(jìn)行家庭養(yǎng)老……………………………………………………6
4結(jié)束語(yǔ)…………………………………………………………………………………………7
致謝………………………………………………………………………………………8
參考文獻(xiàn)………………………………………………………………………………………9


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