工傷保險補償和民事侵權賠償關系讀書報告

4200字

摘　要
工傷事故救濟發(fā)展至今，主要形成了三種方式:民事損害賠償、商業(yè)保險、工傷保險。尤其是民事損害賠償與工傷保險補償己成為最基本的救濟方式，在兩者并存時如何處理的問題，關系到用人單位和勞動者雙方的切身利益。由于我國法律對如何處理兩者之間的關系并未做出一般性的規(guī)定，甚至相關規(guī)定之間也存在一些矛盾。本文主要對我國工傷保險補償和民事侵權賠償作簡要的介紹，同時對工傷保險責任與民事侵權責任兩種不同的責任方式產生的原因及兩者之間的關系進行闡明，同時介紹各國在對工傷保險責任與民事侵權責任并存時所選擇的不同的處理模式，總結利弊。

關鍵詞：工傷 工傷保險 民事侵權賠償
ABSTRACT
Employment injury accident relief development up to now, there are main three ways: civil damage compensation, the commercial insurance, work injury insurance. Especially civil damages compensation and work injury insurance has become the most basic relief way, problems in how to deal with the two co-exist, related to the vital interests of both employers and workers. Because our laws on how to approach the relationship between the general did not make provisions, and even there are some contradictions between the relevant regulations. This paper focuses on our work injury insurance compensation and tort damages for a brief introduction, the relationship between cause and responsibility for both the two injury insurance and tort liability arising from the different responsibilities between the way be clarified, also introduced in the countries of injury when the insurance liability and tort liability coexist chosen different processing modes, summarize the pros and cons.
Key words: Employment injury; Employment injury insurance; Civil tort compensation