我國商業(yè)銀行競爭力分析與對策選擇


頁數(shù)：6 字數(shù)：5350


我國商業(yè)銀行競爭力分析與對策選擇摘要：世界經濟發(fā)展的一體化及互補性決定了我國加入世界貿易組織的必然性，中國加入WTO意味著我國各商業(yè)銀行所面臨的將不僅僅是國內同行業(yè)的競爭，還有國際強手的挑戰(zhàn)。外資銀行將會以更大的規(guī)模、更多的業(yè)務、更快的速度加入我國金融領域，從而對我國現(xiàn)行的金融體制改革和銀行業(yè)的發(fā)展帶來不可避免的沖擊。我國銀行業(yè)必須增強危機感和緊迫感，不斷完善自己，提高競爭能力，以適應和抗衡來自外資銀行的挑戰(zhàn)，實現(xiàn)自身的可持續(xù)發(fā)展。
Abstract: The globalization and the complement characteristics of the world economy lead to the inevitability of China’s entrance to WTO. China’s entrance to WTO means that each commercial bank of our country faces not only the competition from the domestic industry, but also the challenges from the international counterpart. Foreign bank with the larger scale, more business and quick speed will soon attend the financial field in our country, therefore posting the ineluctable and reforming impact on both China’s current financial system and the tend of the banking development. The banking of our country must strengthen the consciousness of crisis, continuously perfect itself and increase its ability of com