我國中小企業(yè)融資存在的問題及對策分析


摘要：中小企業(yè)在一個地區(qū)的經(jīng)濟(jì)和社會發(fā)展中具有戰(zhàn)略性的基礎(chǔ)地位。長期以來，融資問題一直是中小企業(yè)發(fā)展的重要制約因素，也是政府和社會關(guān)注的焦點。本文通過分析我國中小企業(yè)現(xiàn)階段的融資狀況及中小企業(yè)融資困難的原因，提出了解決中小企業(yè)融資問題的對策。
關(guān)鍵詞：中小企業(yè)；金融制度；銀行信貸

SME financing problems and countermeasures of China

Abstract: SMEs in the economic and social development has a strategic basis status. A long time, the financing issue has been an important factor constraining the development of SMEs, as well as the focus of government and the social concern. This paper based on the analysis of the current financing situation and the reasons for the difficulties of SMEs in China and then, Propose a solution to the funding problem countermeasures.
Key words: SMEs; Financial system;Bank Credit